Attractive Interest Rate
Minimam Documentation
Upto 28 years of tenure
Explore the outstanding features and advantages of our Home Loan offerings:
Access the most competitive and affordable home loan rates from a diverse range of institutions.
1.Home Construction Loan
If you possess a plot of land but lack the financial means to construct a home on it, our Home Construction Loan is tailored for you. This loan is designed to fund the construction or repair of a significant portion of your home.
2. Home Extension Loan
Already own a home and considering expanding it? Whether it’s adding an annex, building an extra floor, or extending the existing structure, our Home Extension Loan is the ideal solution to finance your expansion needs.
3.Home Improvement Loan
Elevate your living space by addressing various home improvement projects. From upgrading furniture and fixtures to fixing faulty lighting systems, our Home Improvement Loan provides the financial support you need to enhance your home for a better quality of life.
4. NRI Home Loan
For Non-Resident Indians who harbor a patriotic spirit and aspire to own residential property in India, our NRI Home Loan is the answer. While the application process may involve unique formalities, this loan caters specifically to the needs of NRI homeownership.
Home Loan Eligibility and Documents
Home Loan Eligibility
- Age: 21 to 65 years
- Income: Salaried (Min Rs. 10,000/month), Self-Employed (Min Rs. 2,00,000/year)
- Employment: Salaried (2-3 years in MNC or Pvt/Public Ltd. Company), Self-Employed (Min 3 years in current field)
- Credit Score: 750 considered good for approval
Documentation:
1. Salaried Individuals: Form 16, Employee ID, Salary Slip, Bank Statements, Employment Evidence
2. Self-Employed Individuals: PAN, Trade License, Financial Statements, Bank Statements, Business Address Proof
3. NRI Applicants: Income Proof, Property Papers, Sale Deed, NOC, Bank Statements
EMI Calculator:
Use our online EMI calculator for accurate monthly payment calculations based on your Home Loan details.
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)