Offers for New Customers
Loan of up to Rs. 40 Lakh
Tenure of up to 84 Months
No Guarantor / Collateral
No Hidden Charges
Explore the Flexibility of Our Personal Loan
A personal loan, being unsecured, offers versatile financing with no collateral constraints. Here’s how it can benefit you:
Debt consolidation:
Streamline multiple debts into a single, lower-interest loan for easier management and reduced interest payments.
Home renovation:
Enhance your living space by funding home renovation projects, increasing your home’s value.
Medical expenses:
Cover unforeseen medical costs, such as emergency surgery or hospitalization, with the assistance of a personal loan.
Emergency expenses
Safeguard against unexpected financial challenges, like medical emergencies or car repairs, with the support of a personal loan.”
Personal Loan Eligibility and Documents
Home Loan Eligibility
To qualify for a personal loan, meet the following criteria considered by lenders:
– Age: 21 to 60 years
– Net monthly income: Salaried and self-employed (15,000/-; yearly transactions – minimum 20 lakhs)
– Credit score: Above 650
– Debt-to-income ratio
– Employment stability
– Good credit score and clear repayment history
– Indian Resident Citizen
Required Documents:
– Identity Proof: Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
– Address Proof: Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, Ration Card
– Age Proof: Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
– Income Proof: 1-year Bank statement, 3-month Salary Slips
– Employment Proof: Employment Certificate, Office address proof
– GST or VAT Registration for Self-employed
– Photograph: Passport-size photographs
– Business Proof: Business registration documents (partnership deed, MOA, AOA, etc.)
– Income Tax Returns: Documents of the past 2-3 years to verify income and tax payment history.”
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)